医疗保险 health i urance; health insurance; hospitalization insurance; insurance for medical care; medical care i urance; medical care insurance; medical insurance; medical payments; medicare; pension
医疗保险费 hospitalization premiums; medical insurance premiums
基本医疗保险制度 basic health insurance; basic medical insurance system
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Discussion on the complementary action of commercial medical insurance to social medical insurance 试论商业医疗保险对社会医疗保险的补充作用
The social healthcare in germany has enjoyed a reputation of fairness , efficiency and high quality of services 德国的医疗保险体系以社会医疗保险为主,商业医疗保险为辅。
Why highest should the medical treatment fee that pays limitation above pass commercial medical treatment to be sure to wait for a way to solve 为什么最高支付限额以上的医疗费用要通过商业医疗保险等途径解决?
British will ask themselves if they want just private medical insurance , or also critical illness cover and income protection should they fall ill for an extended time 要确认自己需要的是什么:商业医疗保险、重大疾病保险,是长期丧失劳能力时需要的收入补偿。
Based on the analysis above , the thesis builds some models and puts forward a conception about the mechanism of the moral hazard control from two sides 本文结合前面的分析,构建模型,从需方道德风险控制和供方道德风险控制两个角度,对商业医疗保险中道德风险的控制机制进行了构想。
Commercial medical treatment is sure unlike social medical treatment , it is to be bought of one ' s own accord , and submit an expense account unlike what social medical treatment is sure property , it has compensation function 商业医疗保险不同于社会医疗保险,是自愿购买,而且不同于社会医疗保险的报销性质,它具有补偿功能。
The beginning of our commercial medical insurance is late , the basic data is few and the professional research is weak . all the reasons make the calculation and application of the new medical insurance is very difficult 我国商业医疗保险起步晚,基础数据少,专业研究薄弱,使得医疗保险产品的推出在测算和应用上有一定的难度。
If do not build commercial medical treatment to be sure to wait for complement , as a whole of fund highest pay limitation to will decide hard , because do not have other spending channel , also meet , in actual in implementation seals a top forcedly and turn into hard soft seal a top 假如不建立商业医疗保险等补充,统筹基金的最高支付限额将难以确定,即使定了也会由于没有别的开支渠道,在实际中难以实现硬封顶而变为软封顶。
The specific tactics above are the reflection of this ideology . at last , the thesis fully considers the particularities of commercial medical insurance and analyses their relationships between the specialized management and the controls of moral hazard through constructing the specialized management system . it detailed expounds how to control the moral hazard of commercial medical insurance 最后,本文基于商业医疗保险的特殊性,通过构建专业化经营体系,对道德风险控制与专业化经营二者之间的关系进行分析,从制度创新的角度对如何控制商业医疗保险中的道德风险进行了较为详细的阐述。
The healthy check - up of special aim , it is the check - up that shows a few specific requirements have worker ground , if the worker is in to apply for a job , deal with the formalities going abroad , check - up that in buying commercial medical treatment to be sure to wait for an activity , undertakes by the requirement , the cost of these check - up is average by individual responsibility 非凡目的的健康体检,是指职工根据一些特定的要求所进行的体检,如职工在求职、办理出国手续、购买商业医疗保险等活动中按要求进行的体检,这些体检的费用一般由个人负担。