商业贷款理论的英文

• commercial loan theory

• 商业贷款:    commercial loan
• 理论:    theory
• 工商业贷款:    business borrowing; business loan
• 商业贷款:    business credit; business loan; commercial loans
• 硬贷款（商业贷款）:    commercial loans

例句与用法

1. Today ' s banking industry pays special attention to the expected income of the potential borrower . most banks discarded the commercial loan theory that once dominated the banking theory in the history . they make personal loans to consumers based on the theory of the expected income of loan
   消费信贷是拉动经济快速增长的银行产品，今天的银行业特别注重潜在借款者的未来或者说预期的收入，大都抛弃了历史上在银行业理论中曾占垄断地位商业贷款理论，大多数银行根据贷款的预期收入理论对消费者贷款实行个人授信，这种新的消费方式使银行丰富了贷款种类，本文主要涉及个人住房贷款以及个人汽车贷款。