The profitability of banks improved due to higher net interest income and income from fees and commissions 由于净息差上升及来自费用与佣金的收入增加,银行盈利改善。
Put simply , this means that , for every 100 saved in a bank account in a year , the cost will be just 10 cents 倍的净息差占总资产的百分比,实在是微不足道。简单来说,每年银行户口内的每
The overall net interest margin for 2000 widened , largely owing to relatively low funding costs , which helped to offset the contraction in lending margins 2000年的整体净息差扩阔,主要是因为资金成本相对偏低,有助抵销贷款息差收窄。
So far , the effect of this on the overall net interest margin has been mitigated by the fact that ample liquidity has kept funding costs low 到目前为止,由于银行体系资金充裕令资金成本维持在低水平,所以贷款息差收窄对整体净息差的影响得到纾缓。
But having to rely on a wide net interest margin is an indication of either high operating costs or inefficient intermediation of funds , or both 然而,如果银行要倚赖高水平的净息差来图利,不是因为营运成本过高,便是因为资金融通欠效率,甚至是两种情况同时存在。
净: clean息: breath差: send on an errand; dispatch息差: interest rate differential差价;息差;差距: differential掉期息差: swaspread利率差额;息差: interest rate differential利息差额: interest differential; interest spread收窄息差: narrowing of spread息差交易: carry trade信贷息差: credit spread信息差错率: ber bit error rate信息差距: information cap; information gap债券息差: credit spread净可得利息差异: net accessible interest differential漏检信息差错率: undetected message error rate未检出的信息差错率: undetected message error rate利率差额交易;套利外汇交易;息差交易: carry trade净洗: purge purging净吸引压头: net positive suction head净下降: net decline净吸吮正压力: net positive suction pressure净闲置准备金: net free reserves净吸收量: net absorption; net retention净现金出资余额: net cash investment outstanding净吸收: net absorption